Expatriate Taxation & Financial Services

Tax & Financial Services Rendered By Fees

Regulated in Portugal

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About us

Fee Only Tax and Financial Services

Private Fund Management is an independent tax and financial advisory firm, offering financial services, pension advice and tax mitigation. We value transparency and clarity, with confidentiality and security. 

We are strictly independent acting for you and on your behalf on a "fee only financial advice" basis. We are dedicated to rigorous and unbiased research with a relentless focus on excellent client service.

We are not connected to any third party financial institution or company, nor are we an international or pan European company, where such companies operate sales teams or employ "commission driven" advisers.

Switch Your Investment Bond Account and save money immediately

"Most IFAs charge their clients an annual fee of 0.75% per year based on the capital value invested. At PFM, we charge our clients a fixed fee service starting at €400 per year"

To find out more about our service, please complete the form below.

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Services

Taxation Services

Our Taxation Services provides expert advice and assistance with tax management, compliance, and planning for individuals. Our tax mitigation strategies can mitigate your tax exposure.

Pension Retirement Services

Pension Retirement Services provide advisory and management solutions to help individuals plan for their retirement years in Portugal, and avoid the high tax liabilities that can be incurred.

Financial Services

Our Financial Services encompass expert investment management, risk assessment, and portfolio planning, enabling clients to navigate their financial futures with confidence and security, and reduce tax liabilities.

UK Inheritance Tax Mitigation

The UK Inheritance Tax Mitigation service provides strategies and consultation to help individuals effectively manage and minimize inheritance tax liabilities.

Fee Based Financial Services & Taxation Advice

"We do not sell or recommend commission paying products."

The majority of financial advisers in Europe are remunerated by commissions and commission paying products. This commission is recouped from high charges that you, the investor pays. We charge our clients fees for financial solutions that lead to low cost investment products and lower charges, resulting in better capital performance returns for you.

Testimonials

     

 PFM was recommended to me 18 months ago. They declared the costs and fees that my previous advisers were charging. I was astounded. They restructured my affairs and saved me over £7000 a year. 

F. Paige Jones - Lisbon
     

 I have lived in Portugal a long time. I have been approached by many financial firms whilst here, always looking to "sell" investment products. PFM are different. They recommend what is right for you and offer options. Open, friendly and trustworthy. 

J. D - Vale do Lobo
     

 Highly recommended. Seen the others, and there is no comparison. I now refer my friends. Need I say more? 

P. Christian - Lisbon
     

 I hope all is well with you. I must say thank you for moving my pension. It has made more money in 6 months with you than it did in 3 years with my previous Algarve financial advisers. 

K. Millington - Algarve
    

 We are extremely happy with the services provided. Have known the advisers there and been a client of theirs for several years, I would recommend them to anyone. 

W. Leonard - Quinta do Lago
    

 Friendly and efficient. Private Fund are a delight to work with and nothing is too much trouble. If you are a UK expat, you will need Private Fund to guide you. 

B. Fillery - Alvor
  

F.A.Q

Yes. We offer true independent financial products and solutions. We are not connected to any financial institution, financially or otherwise. In addition, our services are rendered on a fee basis, and thus, we do not rely upon commissions that are paid by investment companies. Therefore, we are not dependent upon these companies, as other financial advisers are.
All other European financial advisers get their remuneration from commissions paid to them by the investment companies. This commission is derived from the charges levied on your invested capital. These charges can be extremely high, often as much as 3% per annum and sometimes more. These high charges will impede your capital return. Furthermore, an investor may also suffer redemption penalties as high as 10% of their capital value if they want to access their capital in the short term.

We prefer to charge fees for our financial services rendered, so that our clients get the most economical charges with the investment companies, attain optimum investment returns, and at the same time avoiding exit redemption penalties on their capital.
We only recommend financial institutions that operate with segregated client accounts and where client assets are "divorced" from the assets and liabilities of the financial institution. Therefore, in the unlikely event that one of our recommended financial institutions were to enter into insolvency, your capital is protected.

We adopt further caution as to where these financial institutions are based. For example, we do not recommend any financial institution operating from countries such as Luxembourg or Liechtenstein, as insolvency laws in these countries dictate that client assets form part of the insolvency procedures. We therefore avoid institutions in these countries as we do not want our clients to become part of the mass bankruptcy proceedings of any financial group.
Private Fund Management is a representative of Adviser Platform Lda. Adviser Platform, Lda (APL) is regulated in Portugal by the Insurance and Pension Funds Supervisory Authority (ASF) Licence No. 607124296, and in the UK, subject to limited regulation by the Financial Conduct Authority with registration No 825539 under TPR rules.

For the British expatriate, financial planning will involve financial aspects in both the UK and Portugal. Therefore, a firm regulated to provide financial and taxation advice and management advice in these two countries can be the optimal situation for UK expatriates. We are one of few advisory firms that possess such regulation and one of very few firms that are regulated in the country that we operate in.
We recommend many. With all, we conduct and continue to conduct our due diligence on each to ensure that these financial institutions are financially viable. Some of the financial institutions that we recommend have been in business a long time, one such UK company being established in 1742 - 276 years ago. 
We DO NOT handle your capital or money. All transactions when investments and pensions are facilitated are conduct directly to the third party financial institution.

Contact

  • Av. José dos Santos Farias, 8135-167 Almancil, Portugal
  • Lote 83/84, Loja 1.

Regulation

Private Fund Management is an authorised representative of Adviser Platform Lda. Adviser Platform Lda and Private Fund Management are authorised and regulated by the Autoridade de Supervisão de Seguros e Fundos de Pensões (Insurance and Pension Funds Supervisory Authority) in Portugal with registration number 607124296.

Please note that Private Fund Management is not regulated by or registered with the CMVM (Comissão do Mercado de Valores Mobiliários) and thus, we are not entitled to provide any investment intermediation services involving financial instruments in Portugal.